Fast funding. Full delivery. Every time.
Purchase order funding shouldn’t be complicated or frustrating. Get a simple funding solution that works when you need it most! No red tape or hidden fees.
Purchase Order
Confirmed PO but tight on cash? We pay your supplier so you never miss a delivery.
✔️ Get quick cash for approved POs
✔️ We pay your suppliers, no upfront capital needed
✔️ Perfect for tenders, contracts, and deliveries
Invoice Discounting
Done the work, waiting on payment? Get paid now and keep operations smooth.
✔️ Turn unpaid invoices into instant cash
✔️ Get paid now while waiting for clients
✔️ Keep cashflow smooth and operations moving
Cash Advance
Customer payment taking too long? Advance part of your profit from the PO we financed to cover urgent expenses.
✔️ Fill cashflow gaps fast
✔️ Cover urgent expenses like rent or salaries
✔️ Keep your business running without a hitch
Cash flow issues holding your business back?
You’ve done the hard work, but cash flow keeps holding you back.
No upfront capital or long payment cycles means you’re:
❌ Missing out on confirmed awarded tenders
❌ Struggling to pay salaries, suppliers, and daily operational costs
❌ Turned away by banks who don’t get your business
The result: missed opportunities, stalled growth, and a hit to your credibility. Never say no to another opportunity again.
BANK SAY NO? WE SAY YES!
Are you a South African entrepreneur looking to land tenders or contracts to grow your business?
who we fund?
Entrepreneurs
Relying on government and/or private tenders to grow your business and reputation?
We’ve got you.
New Businesses
Fresh start-ups and SMMEs landing deals with solid clients but need funding to deliver.
Small Businesses
No big balance sheet, collateral, or long track record?
No stress, we back you.
Established Businesses
Ready to grow and take on bigger orders, but cashflow’s holding you back?
We’ll step in.
HOW WE KEEP YOUR BUSINESS MOVING
Funding as easy as 1,2,3!
We’ve got your back to help your business grow, no matter what.
Apply Online
Fast, simple, and 100% online. No travel or mountains of paperwork.
Get approved
If you qualify, we’ll send your personalised Project Finance Proposal within 24 hours.
Get funded
Funds in your hands, so you can start delivering and growing.
Funding made for you!
Flexible, and hassle-free and anywhere in South Africa:
You’ve done the hard work, but cash flow keeps holding you back.
Fund your purchase order. Build your reputation. Win more tenders or bigger contracts.
Don’t let cashflow kill your hustle. We’ll help you deliver that big order and keep your business moving. With our full-service Purchase Order financing, you deliver quality on time without the stress.
Why choose TXQ over traditional banks:
Still waiting for payment? Don’t stress.
Turn your invoices into instant cash.
You’ve done the work, sent the invoice… Now the wait is killing your cashflow. Why wait weeks (or months) when you can get paid now?
We advance your funds upfront so your business keeps moving.
☑ Payouts within 24 hours
☑ Private & government invoices welcome
☑ We only get paid when your client pays
Delivery done, but you need cash right now?
Get that instant relief!
Cash in hand before your client pays.
We’ll bridge the gap for you. We advance part of the expected proceeds from your funded PO upfront → client pays → you get the rest (minus our fee).
☑ Advance on proceeds from a PO-funded transaction
☑ Cover urgent expenses like salaries, rent, fuel, overheads etc
☑ Available if your deal qualifies
Know a business that’s battling to deliver an order?
We help SMMEs across Mzansi get quick, flexible funding.
Forget the red tape and delays. Refer them to The X Quotient and we’ll sort out the funding while keeping you updated. Plus, you’ll score referral rewards tailored just for you.
TESTIMONIAL
CLIENT REVIEWS
Bongani Nkosi
Your hustle deserves the best funding.
We’re here to grow with you long term, not just one deal.
Let’s build together.
